I've got to wait another three years before I can afford to retire but I'm definitely going for it when the time comes,a decent lump sum,money every week plus what I've got in the bank will do me nicely,I thought that I would have to trudge on until I was 65 until a couple of weeks ago so I'm not complaining,I envy you lads that took early retirement,it must be a great feeling,I've done 40 years of employment this year and it's more than enough in my eyes,pushing beds on runners up to theatres is a young man's job,I'm starting to feel my body aching some days