We are with Staysure on a annual travel insurance, I have pre-existing medical issues, high blood pressure, high cholesterol, & enlarged prostrate.
What I have had with the insurance with insurengo & staysure is they supply a policy for me & the wife together, then I have a policy on myself costing just over £9 extra.
Always read the small print, in All travel insurance policies is a clause saying " Unless a emergency while on holiday, you will have to wait until you get home to U/K for treatment. "
So if you have a heart attack & need a bypass etc, the insurance company will pay out.
But like in my case, I snapped my Quadri-ceps ( 4 muscles from your thigh to your knee ) at the knee, insurance company would not pay for operation in Spain, where it happened, the Spanish hospital consultants said it was a emergency & required immediate operation.
Be it you can not stand or walk when these are broken off, the travel insurance company uses a medical adviser in the U/K, who decides whethe