A lot is down to chance.
I like to think that I've taken more than most in work as well as life.
Thankfully Thatcher made decisions that effected my direction and I got on my bike and found work.
I also know people who have never changed the companies that they work for and refused promotion but they'll have a better pension than me.
A guy once said to me that the world needs plodders to keep things going.
60% of people are in a post that's too much for them. We all know people who are out of their depth.