RZ pretty much nails it
Have a look at this link Stewarty
If you can leave it for a year without touching it you can get 4.1% gross from Newcastle BS as a 1 year investment bond- no withdrawals
If you can leave a bit longer you can get a bit more, but locked in
If you need access to cash there is a few that can give 1.8% to 2.5% with x amount of withdrawals a year or full unrestricted access
https://www.moneysavingexpert.com/sa...=11#easyaccess