Forty years and you still haven't learnt?
Sadly, I've had thirty more years than you to suffer the "slings and arrows of outrageous fortune". Strange really, because those first 30 were much better on average than the last 30 (or 40).
However, I note that you are a new poster - so welcome friend - I'm sure we all look forward to reading your thoughts in future - but do expect us old 'uns to disagree with anything that smacks of over confidence - it's ingrained in most of us - and we much prefer to leave that to the MASSIVES".