Likewise. I only once heavily invested in shares and that was hugely successful for me because of some 'inside information' I had.

I too invested in my business and property which in my case was largely the same thing. In the mid 90's someone gave me lesson on good debt and leverage at a time when banks were throwing money at you. Remember 110% mortgages? Another example of financial institutions getting it wrong and swinging from being stupidly free with money resulting in 2008 and now being too tight.