Agreed, they’ve been financial basket-cases for a while now though. I’m not against points deductions but 12 isn’t enough. I gave a thought to deductions of 20 to 100 points based on a debt v turnover sliding scale with any points “unused” being carried forward to the next season. Probably unworkable though.

Situation like at Derby bring the game into disrepute, and there are countless examples (Leicester) of Clubs getting completely out of debt, shafting local businesses, then paying silly money for new players a few weeks later. If you try to buy success and it fails you should pay the consequences.