O/T Ticket Sales rip-off.

[Geoff Parkstone]

If you paid you car insurance and then didnt make a claim on it, would you expect to get the premium back? Insurers were on risk come what may......

From the other side of the fence, I am involved with a small museum that advance sold tickets, and when covid shut it down, we had to deal with the issue of refunds etc. We had business interruption cover.....would they pay - nope, the pandemic did not count, even though they lost the case (and on appeal) they did not pay on the basis that we were not specifically told to close by the authorities - evidently the government general requirement didn't count. If we had burned down, they would have paid. Did we get our premium back - nope.

Moral of the story - never buy this sort of insurance as an individual - do you buy extended warranty on white goods? If yes, dont!! But if you must buy it, read the policy wordings intensely, then dont buy it. Also, remember a pandemic is an act of god, whether you believe or not

[ramAnag]

If you paid you car insurance and then didnt make a claim on it, would you expect to get the premium back? Insurers were on risk come what may......

From the other side of the fence, I am involved with a small museum that advance sold tickets, and when covid shut it down, we had to deal with the issue of refunds etc. We had business interruption cover.....would they pay - nope, the pandemic did not count, even though they lost the case (and on appeal) they did not pay on the basis that we were not specifically told to close by the authorities - evidently the government general requirement didn't count. If we had burned down, they would have paid. Did we get our premium back - nope.

Moral of the story - never buy this sort of insurance as an individual - do you buy extended warranty on white goods? If yes, dont!! But if you must buy it, read the policy wordings intensely, then dont buy it. Also, remember a pandemic is an act of god, whether you believe or not

No, of course not, but it’s not quite the same.

They sold me insurance against not being able to attend the event...but the event never happened. The insurance was only really relevant on the day of the event, to protect me against my inability to attend on that particular day, but - through no fault of mine or the numerous other punters - that day never arrived because the event was cancelled.

Would you still expect to pay holiday insurance for a holiday that was cancelled weeks before it was due to take place?

[Geoff Parkstone]

Oh and have you seen the new £ 5 per capita charge that the EU is to impose on UK visitors there - I imagine we will reciprocate, if we havent already