Quote Originally Posted by Geoff Parkstone View Post
Yes, because most holiday insurance risk is in the cancellation, and you'd have a claim.........except if USA when its all bout healthcare costs. if you want to avoid that risk, buy your insurance the day before you leave, not weeks in advance. The other option is to have an annual policy, that way the issue doesnt arise.

Most people's problems with insurance lie in the fact that they never read the T&C
Indeed, and the annual policy is the route I always go down...but I’m still unsure of why we should be charged for insuring ourselves against the inability to attend an event that never took place.

Tbf...you’re right and the T&C did say the charge was ‘non refundable’, but equally that surely applied to me changing my mind or trying to claim it back afterwards, not in the event of the occasion/performance never actually taking place at all.