Haw Griff,

I am not an accountant although I do understand such documents being a senior manager in a multi billion dollar company (Mrs BDB is a Cima charted accountant though).

I have only scanned the full report & purepay debt aside (& an interest free Covid loan to pay back) assets & cash on hand look ok, so does creditors & debtors tbh)…

Yes you losing money based on last year but nowhere near as bad as Rochdale, it’s difficult to compare 2022 vs 2021 though, admin & staff expenses for example would be affected by Furlough during Covid & not read all the garb transcript… tbh, does not look that bad, you are nowhere near RIPBFC 😀