RMT not winning

[Returnofrros]

Agree with your last point about young folk. Seems to me that there needs to be a rethink on pension policy. Not allowing people to work without paying into the tax system seems an obvious step but the combination of part time working and working tax credit seems to me to be unsustainable.

It is unsustainable

[BCram]

It is unsustainable

Yet any attempt to change pension arrangements even for new employees is met with implacable opposition. It seems to be impossible to get any sensible discussion. Everything seems to be couched in terms of extremely rich people who can actually salt away huge sums of money, and is characterised as an abuse of the system, when in fact the people who really would benefit from saving just don't have a hope in hell of putting any money by for their old age.

Don't know what the answer is. Perhaps banning all tax gains from saving in a pension plan might help?