Quote Originally Posted by baggieal View Post
Totally agree! Totally unfair though many collected their state pensions at 65 whilst it's now 68 and for sure will be over 70 sooner rather than later! If an individual has over X in assets plus a nice private pension do they really need a state pension too? Lottery winner who won millions still collects his pension FFS! To get more money in the pot - use a percentage of annual income for fines as some countries do with no maximum! A percentage fine will still hurt someone on ten grand a year more than some on lets say 200K plus! Only fair!
It’s up to individuals to decide what to do with their pension, NOT the government.