Airdrie ticket prices

[Deeranged]

nowadays the snowflakes and woke generation expect to get everything laid on a plate for them

Sandbags on Islay?

[Deeranged]

You better watch what you are posting on this site as Nelms will have spies looking to see what people are posting.
After the end of the Aberdeen home game on Saturday 28th September 2024 the DSA secretary told me that I should not be posting detrimental posts about Dundee Football Club. This comment by the secretary of the DSA shocked me.

A John Nelms sycophant asked you to stop posting things that might upset John Nelms? Surprise surprise.

As RRoS says F U C K DSA

[Dode craigie]

Standing up for what I believe in Islay

Think of it as my island ferries protest.

Id suggest oaps are spoiling the economy and splitting the country with sheer greed......but that's just me.....look at the situation developing in Germany.

When the state pension is means tested in 10/15 years time I think we will be able to blame the greed of current auld adults. 😎

The full oap pension broken down into an hourly rate equals ?5.43 an hour that?s less than half the minimum wage , hardly greedy chunts Ross

[Returnofrros]

The full oap pension broken down into an hourly rate equals ?5.43 an hour that?s less than half the minimum wage , hardly greedy chunts Ross

Very few people just get middle aged pension.....very few.

[Returnofrros]

The full oap pension broken down into an hourly rate equals ?5.43 an hour that?s less than half the minimum wage , hardly greedy chunts Ross

And let's no forget....islays having a whine aboot me refusing to subsidise better AFF middle aged pensioners into Dens.

And as for DSA they rip off clubs all the time, more disabled and carers go to away games from DSA clubs than make the annual ****ing pilgrimage to Lourdes........so tak nae bull from them either.

6 folk from a club and get tics for player of the year and tynecastle......absolute *******s.

[Returnofrros]

And finally I'm stunned they can read anything that's posted, nelmsys arse must have lights for them to see anything.

[BCram]

Don't worry, Labour will make a mess of the pension system. They will find some way to cripple the people who make the most use of the allowance that enables someone to pay money into their pension pot out of gross earnings. Earn ?100k a year. If you want you can pay ?60k into your pension pot and pay tax on the balance. So you save ?24k in tax. Then if you have a defined contribution union scheme, on your death, you can pass any funds on to your wife or child tax free and exempt from inheritance tax.

Defined Benefit Scheme, public sector mainly, costs a fortune and isn't available for the same arrangements. You can arrange for your spouse to have a pension on the event of your death but no residual sum is available for transfer, and therefore no danger of inheritance tax.

[Returnofrros]

Don't worry, Labour will make a mess of the pension system. They will find some way to cripple the people who make the most use of the allowance that enables someone to pay money into their pension pot out of gross earnings. Earn ?100k a year. If you want you can pay ?60k into your pension pot and pay tax on the balance. So you save ?24k in tax. Then if you have a defined contribution union scheme, on your death, you can pass any funds on to your wife or child tax free and exempt from inheritance tax.

Defined Benefit Scheme, public sector mainly, costs a fortune and isn't available for the same arrangements. You can arrange for your spouse to have a pension on the event of your death but no residual sum is available for transfer, and therefore no danger of inheritance tax.

The tax relief should be the opposite way round .....said it for 30 odd years......basic and non should get highest rate relief ....( They need it and encourages saving ), higher rate tax payers should get standard rate relief.

[BCram]

Why do the rich a greater benefit? There must have been some reason, in the beginning, surely?

Just like working farmers whose family have farmed for years. It is understandable that they could have an asset value for their land that would put them into having to pay inheritance tax, and no cash to pay the tax. That's why they were exempt. Along comes some clever tax consultant and Dyson buys a farm which takes whatever he paid for it out of his inheritance tax liability. That's abuse of the system, in my book.

Maybe the Defined Contribution system of pension tax relief is being similarly abused by the rich? Pile money into your pension scheme and you take it out of the inheritance tax system and you don't pay income tax until you or your beneficiary takes money out.

[BCram]

Forgot to add, public sector Final Salary Schemes don't create a pension pot for each individual. Maybe that's why Labour want to change the rules? They see the cash value of a Defined benefit scheme and think they should be entitled to the capital sum that is needed to generate their annual pension rights.