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Thread: Working Until You Drop,

  1. #11
    Join Date
    Aug 2011
    Posts
    15,895
    Quote Originally Posted by Joy_Division View Post
    I agree that it depends on your job and whether you enjoy it or not. After being made redundant from two great jobs I found myself aged 50 and no chance of another job in the industry I had been in with the same wages etc. So I ended up taking a job that was hourly paid and not much more than minimum wage. I went from working 36 hours a week to 50 hours a week for almost half my previous wage. The job involved associating with some of the worst people imaginable and taking no end of abuse and on one occasion physical assault. I worked out that with my works pension from my two good jobs and a load of savings I could fund retiring at 63, which I did. I have been retired now 4 years. With the works pension and the state pension I receive more money per month than I did when working 50 hours a week to get spat on. Retiring was the best thing I did in my life other than marrying my second wife. Do I get bored? Not a bloody chance. There is music, art, reading and my wife's wonderful company.
    I am the same Joy, i finished work at 63, and I never get bored, i like walks, photography, local history, reading and annoying people on the internet. I am also a natural when it comes to relaxing.
    It definitely depends on if you love your job, look at Sir David Attenborough, 95 and still doing excellent programme's.
    I think 60 should be the point where people can retire or continue to work, and physical outside jobs are more difficult to do past that age than working in a centrally heated, air conditioned office.
    My mate is 70, he was a mechanic and he wishes he was back at work because he suffers from depression, and doesn't have any interests or hobbies.
    That is so sad when work is all you have to look forward to.
    He is married and his wife works in a care home, she should have retired last year but she chose not to.
    He said that they treat her like s h1 t but she loves it.😮

  2. #12
    Join Date
    Dec 2003
    Posts
    1,305
    I think that whatever you believe to be the right thing on this matter is the right thing for each individual.

    I had a pension with Equitable Life. Luckily, I was 30 years off retirement age so whilst I lost money I'll never get back, I wasn't in the same boat as thousands of others who had much longer running pensions only to see much of it disappear. Some folks were months away from retirement only to see that dream evaporate. It was a complete scandal made even worse by MP's on all sides who had pension plans with this company cutting themselves a deal which regular pension holders could only dream of meaning the MP's looked after themselves. A real case of I'm all right Jack so **** you.

    I invested in ISA's and savings after that. I'm happiest when I'm doing stuff so don't really want to retire fully. I've set up a lifestyle business which will probably take up 25 hours a week when fully operational working with manufacturers who sell on e-commerce platforms and want to build sales rapidly in overseas markets but don't know how. The reaction's been good but Covid has decimated supply chains as one or two on this forum are well aware of so I'm keeping my hand in with some consultancy work with a business a few days a week as I grew tired of the corporate BS and don't want to go back to it if I'm honest.

    I know two people who constantly talked about the day they would retire several years before the event. Both dropped down dead within 12 months and I'm sure the fact it wasn't what they'd hoped for contributed. On the other hand it doesn't seem to affect others. I've come to the conclusion most of us need a reason to get up whether we get our kick from retirement, working or a combination of both which is probably where I see myself with more holidays thrown in.

  3. #13
    I turned 50 last week, the day before I quit a stressful and soulless job I ended up with following a restructure at work & from Saturday I am self-employed in the same industry. I will be worse off financially but free of management for a while at least which after 25 years feels liberating; I hope to pick up some interim/sessional type work to add variety to my weeks and carve my path for the next 10 years whilst the kids complete their education.

    If you enjoy your work and the people there are great to be around then you've struck gold, but to each their own - life is for living and I think beyond early to mid seventies your world gets smaller. I hope that in around 8 years I'll have enough to semi-retire, travel, play guitar and give something back through volunteering.

  4. #14
    Join Date
    Jun 2010
    Posts
    13,749
    Quote Originally Posted by westcountryvillain View Post
    I turned 50 last week, the day before I quit a stressful and soulless job I ended up with following a restructure at work & from Saturday I am self-employed in the same industry. I will be worse off financially but free of management for a while at least which after 25 years feels liberating; I hope to pick up some interim/sessional type work to add variety to my weeks and carve my path for the next 10 years whilst the kids complete their education.

    If you enjoy your work and the people there are great to be around then you've struck gold, but to each their own - life is for living and I think beyond early to mid seventies your world gets smaller. I hope that in around 8 years I'll have enough to semi-retire, travel, play guitar and give something back through volunteering.

    Totally agree with all this WCV. Nowadays it’s not what you know but who you know - how many people have you seen get the top jobs because of the gift of the gab but you know they are crap! I used to work with an idiot but recently saw he was now the CEO of Kuoni the travel company.

    At least being self employed you don’t answer to anyone and can take your holidays when you want. I have always said - life is for living and that’s my view. See to many people who worry about their stamp - their pension and their savings but they never spend money or rarely go on holiday. What’s the point in being a loaded miserable f ucker 6 foot under!!!

  5. #15
    Join Date
    Jul 2008
    Posts
    25,448
    After writing my original post on this earlier this week I came to a decision regarding my business.

    It also coincided with the death of the guy who owned Hays travel who died at his desk at his HQ at 71.

    I felt overwhelmingly moved when I heard this news and felt choked as I discussed it with my wife as it felt monumentally unfair on the Hays family.

    To do such good by saving all those Thomas Cook jobs and to take that car crash on at his time of life when he really didn’t need it and get fate to repay him in such a way just felt brutal.

    There’s so many f king wasters and takers in this world who nothing ever seems to happen to and this bloke dies at his desk......hideous injustice!

    So I’ve decided to relinquish the reigns and sell up.

    I’ve arranged the outline of the deal and all of the staff will be retained which was an important facet for me as they’ve been with me a long time.

    I’m retaining my warehouse and offices within the main part of my company and selling off the retail operation in effect as we are mainly online.

    It’s taken some thought as how to structure a deal in a way to make it attractive and affordable to the new owners and retaining the buildings has helped greatly and suits me.

    I shall stay available to assist in terms of my product savvy if needed, 30 years in this trade gives me probably more experience than anyone in the business and it’s my biggest strength in all truth.

    Managing people is not my strong point and I don’t enjoy it, I have a low tolerance level for stupidity but these days my approach is classed as “outdated” at best.

    I intend to try something new so as not to vegetate.

    I’ve immediately instructed my architect contact to draw up plans to develop my work site into a large apartment complex ( he got me planning for housing on some spare work site land I owned that I then sold off three years ago ) and I’ll either sell off with planning again or build myself if it’s a financial goer for me.

    I’m also going to look into building my own multi storage space facility.

    I’m using one at Merry Hill at the moment called SafeStore and I’m told these small lock ups within one complex are very lucrative.

    Them guys are running a large number of small units over 5 floors and 55,000 sq ft with just three staff!

    I need a new challenge at this point and renting small boxes to people with a tiny number of staff seems like a very good option.

    I’ll be sad to hand over control of my business after 30 years in the trade and 23 years of building it but there’s no way I’m dying at my desk like John Hays crushed by stress.

  6. #16
    Good for you Mick!

  7. #17
    Join Date
    Dec 2003
    Posts
    1,305
    Quote Originally Posted by westcountryvillain View Post
    I turned 50 last week, the day before I quit a stressful and soulless job I ended up with following a restructure at work & from Saturday I am self-employed in the same industry. I will be worse off financially but free of management for a while at least which after 25 years feels liberating; I hope to pick up some interim/sessional type work to add variety to my weeks and carve my path for the next 10 years whilst the kids complete their education.

    If you enjoy your work and the people there are great to be around then you've struck gold, but to each their own - life is for living and I think beyond early to mid seventies your world gets smaller. I hope that in around 8 years I'll have enough to semi-retire, travel, play guitar and give something back through volunteering.
    Nice post WCV. I like that as it suits my persona. Semi retire, travel, volunteer, play guitar. I identify with them. I’d add in a few things to me personally like go fly fishing and continue in martial arts but I like the gist 👍

    More importantly, liberation is wonderful. I was a sales director of a multi national ( within the U.K.) and despite being worse off, having left the role, set up a business and know where I want to go so happiness and a sense of direction is more important. 👍
    Last edited by stripes39; 19-11-2020 at 11:02 PM.

  8. #18
    Join Date
    Jul 2007
    Posts
    11,382
    Quote Originally Posted by westcountryvillain View Post
    I turned 50 last week, the day before I quit a stressful and soulless job I ended up with following a restructure at work & from Saturday I am self-employed in the same industry. I will be worse off financially but free of management for a while at least which after 25 years feels liberating; I hope to pick up some interim/sessional type work to add variety to my weeks and carve my path for the next 10 years whilst the kids complete their education.

    If you enjoy your work and the people there are great to be around then you've struck gold, but to each their own - life is for living and I think beyond early to mid seventies your world gets smaller. I hope that in around 8 years I'll have enough to semi-retire, travel, play guitar and give something back through volunteering.
    WCV, play guitar, that’s something that I pushed on with when I retired and as I said in another post, lockdown has had me on the bass! Do you play already or is it something that you want to take up? What do you play?

  9. #19
    Join Date
    May 2006
    Posts
    48,133
    I am 49 and a half right now (born June 1971), so yes Im still struggling to fight off the dreaded 50's.
    And for those on here who are in their 50's, can you give me some good advice eh lads ?.

    And hey Ketts you talk about the gittaar etc lol, well my secret delight is the keyboard/piano. Woww!!, if only I could learn the keyboards like Elton John or John Carpenter or Vangelis for example.
    Last edited by Acido; 20-11-2020 at 12:18 AM.

  10. #20
    Join Date
    Jul 2008
    Posts
    25,448
    Quote Originally Posted by Acido View Post
    I am 49 and a half right now (born June 1971), so yes Im still struggling to fight off the dreaded 50's.
    And for those on here who are in their 50's, can you give me some good advice eh lads ?.

    And hey Ketts you talk about the gittaar etc lol, well my secret delight is the keyboard/piano. Woww!!, if only I could learn the keyboards like Elton John or John Carpenter or Vangelis for example.
    Best advice for the over 50’s which I leave next year?

    Don’t catch Covid.

    Keep w a n k I n g as it exercises the prostate and help avoid cancer I have been told.

    That’s my excuse anyway.

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