Nice try...
You're making a bit of a straw man argument in paragraph 2 - I doubt the majority of people believe any of those things.
Fact is we're not losing the plot after 4 games - it's after 52 games. It's the same problems as last year that clearly haven't been addressed in pre season and patience is wearing thin.
We're told the money isn't there but not why, so we're left to speculate - the link you gave doesn't tell us why unless I'm missing something.
With the limited information available the most likely explanation seems to be Norman Hassle.
For me it's the purely pragmatic point that after over a year of dire performances, I probably have better things to do with 3 hours and £16.50 on a Saturday afternoon.