Agent Pressley so far ?

[Returnofrros]

I know you like a dig at pensioners , but their not all on decent money , if you break down the pension into say 37 hour Week , then unless said pensioner get other incomes like Attendance allowance, universal credit etc , then the basic pension is well below minimum wage , and I mean well below it?s about ?7.50 an hour

I'm getting close to stage pension age Notso

As I've said before when I was 22 and starting oot as an "insurance man"....Mair like boy......I saw a lot of pensioner poverty and the average pensioner I dealt with wasn't flush by any means.

From about 2000 on it began to change, disability, folk retiring from public sector and a bit of downsizing those 8k houses bought with massive discounts now going for 90 to 100k.

Not all pensioners are loaded but very few in the poor house now......

Triple lock for me has to go.....I'd keep it for those on old style state pension who don't get full whack......if it dosent state pension for everybody will go within 20 years.

On football side of things I'd have a loyalty system, 10 years season tics, small discount when pensioner, 20 bigger discount but not as low as pensioners get in now.

Everything should be geared towards young adults, young adults become family adults, become auld adults become pensioners.

[Returnofrros]

It would be interesting to see how much a person who has survived on our benefit system, without working, receives as pension.
Just interested. Perhaps new recent pensioners have had very different lifetime earnings, so maybe all pensioners are not able to look after themselves in their old age?

A few benefits you get stamp paid so you receive full state pension

If you are a carer or on ESA you get stamp paid as if you had worked.

I stopped work at 46 but have had stamp (contributing year ) paid for me since....so I'll get full state pension......same as someone who has laboured on a construction site for 35 years...,.fair.....very debatable.

[Returnofrros]

P.s when I worked in the bank I'd say an average of 2 or 3 pensioners per week came into transfer tens of thousands into families name so they cud keep free specs and income support and other associated add ons.

[Returnofrros]

P.p.s.

I love the way a thread starts oot as piss take then becomes a reasonably interesting discussion.

[Deeranged]

I know you know what I meant! Pity the make more effort to recruit youngsters was lost. One new young player could bring 6 adults to Dens, immediate family only, plus possible siblings. Surely there's a way to use Dens to showcase our youngsters.

Little bit of humour injected every now and then doesn't hurt.

[Returnofrros]

You can't put out the state pension in terms of hourly rate because it isn't wages earned for labour. In reality it becomes 281.25 for your 37.5 hour week but with no hours worked in return.

State pension is insignificant to many pensioners who have private and other pensions as their main source of income as well as savings to fall back on. Those who don't have that will possibly have additional benefits to make up their living costs. They also likely won't have the expenses that a younger person just starting out might have - mortgage, kids' costs, travel (except two or three holidays per year) etc.

I don't think RRoS digs at pensioners, he just knows how entitled they've become and how they've become much better off than they were back in the day compared to younger working people. Time to stop all over 60/ over 65 concessions and to start applying more concessions to younger people in my opinion. And that's from someone who's getting close to the age to qualify for these.

I'd disagree slightly.

?12k roughly state pension is a lot to make up from savings

Every ?100k you cud probably take 4.5% and keep your Dosh heading north so to make up state pension you probably need around ?300k in savings investments.

You cud obviously get a bit more giving Dosh up for an annuity...maybe 6.5% but money's are then gone......or ( which not a lot of people do ) realise you are mortal and will die and take 10% have a ball and leave sfa to anybody.

The choice is yours. 😎

[Deeranged]

P.p.s.

I love the way a thread starts oot as piss take then becomes a reasonably interesting discussion.

Fortunately the instigator of the piss take doesn't have the mental capacity to join in once it realises its piss take has been pretty much ignored.

[Returnofrros]

See the current Scottish govt advert for our version of attendance allowance.

This is basically an invitation for every Scottish pensioner to apply.

If you have any semi serious or not so serious ailment......you will qualify. ....the Scottish govt then gets Dosh back in increased block grant from UK.

Completely and utterly unaffordable if independent Scottish Govt paid for it.

[BCram]

See the current Scottish govt advert for our version of attendance allowance.

This is basically an invitation for every Scottish pensioner to apply.

If you have any semi serious or not so serious ailment......you will qualify. ....the Scottish govt then gets Dosh back in increased block grant from UK.

Completely and utterly unaffordable if independent Scottish Govt paid for it.

Absolutely. I think there's a correction coming and it's not going to be helpful to have large numbers of people who are economic migrants, and fundamentally disagree with Scottish values.

[Returnofrros]

Absolutely. I think there's a correction coming and it's not going to be helpful to have large numbers of people who are economic migrants, and fundamentally disagree with Scottish values.

Words oot, get to UK, work illegally....quids in.

Get legal have a long term illness and mibbe a bairn that doesnae pay attention in class.....you've hit the jackpot.

Hoose, wages, disability for you disability for bairn.....those streets are paved with gold...... unfortunately it may cost us our pensions, us our benefits and us severe austerity.

Yet the guy Flynn ( dab council leader ) wants more.

Just **** off

[BCram]

Words oot, get to UK, work illegally....quids in.

Get legal have a long term illness and mibbe a bairn that doesnae pay attention in class.....you've hit the jackpot.

Hoose, wages, disability for you disability for bairn.....those streets are paved with gold...... unfortunately it may cost us our pensions, us our benefits and us severe austerity.

Yet the guy Flynn ( dab council leader ) wants more.

Just **** off

I watch old back and white cowboy movies. Often they have noble chieftain leaders who try to defeat their aggressive immigrant invaders. They fail because of the superior weapons of the immigrants. Seems to me that we are actually making the weapons for our immigrants to use.
May be quite simple to stop.

[Returnofrros]

I watch old back and white cowboy movies. Often they have noble chieftain leaders who try to defeat their aggressive immigrant invaders. They fail because of the superior weapons of the immigrants. Seems to me that we are actually making the weapons for our immigrants to use.
May be quite simple to stop.

No welfare for ten years wud stop a helluva lot......no hotels would stop the illegals.

[GB72]

Romanian immigrants being giving ?2,000 to go back to Romania, some were hardened criminals, you can?t make it up in this country

[Returnofrros]

This dosent apply now but did at turn of century.

I worked for DWP for 2 years.

During a wee bit of state pension training it becomes obvious how our country was disadvantaging our own. You used to have to have 44 years stamp and 39 for a woman to receive full state pension.

I f you were a recent immigrant this dropped down to a percentage of how many years you had been legal here.

So for example been here since age 45 you maybe had to do 18 years.....think it was 90% but can't remember exactly.....minimum time was ten years I think.

So yo come across at 55 do 8 years on sick (stamp paid for you) or 8 out of ten years working.....you got full state pension.

Someone's mother maybe brought up family maybe paid small stamp for a few years say had 36 years.....didn't get full state pension.

When I pointed out the injustice of this, I got blank stares, labelled as the 2nd coming of Oswald Mosley and told that's the way it is.

This dosent apply to new state pension.

[BCram]

This dosent apply now but did at turn of century.

I worked for DWP for 2 years.

During a wee bit of state pension training it becomes obvious how our country was disadvantaging our own. You used to have to have 44 years stamp and 39 for a woman to receive full state pension.

I f you were a recent immigrant this dropped down to a percentage of how many years you had been legal here.

So for example been here since age 45 you maybe had to do 18 years.....think it was 90% but can't remember exactly.....minimum time was ten years I think.

So yo come across at 55 do 8 years on sick (stamp paid for you) or 8 out of ten years working.....you got full state pension.

Someone's mother maybe brought up family maybe paid small stamp for a few years say had 36 years.....didn't get full state pension.

When I pointed out the injustice of this, I got blank stares, labelled as the 2nd coming of Oswald Mosley and told that's the way it is.

This dosent apply to new state pension.

The longer any benefit system lasts the more tweaks it needs to deal with the concept of fairness. Just say no, seems to be impossible nowadays.