As far as I’m concerned you can’t lose something you’ve never had and Banks hasn’t and we now know, never will, make an impact for Dundee United. Therefore this is a great chance to get rid in January and basically get in decent development transfer money with zero impact on the promotion push. Indeed the funds garnered can be put to use to further strengthen the first team to make sure we get over the line AND set ourselves up for next season. So basically, there may still be a silver lining to all this.