Key staff on their holibobs.

[Returnofrros]

55 but I didn't behave well enough, lick enough arse, give enough of a **** or do long enough to get that little perk. I get my RAF pension (not much) in 3 years at which point I'll be claiming to be a pensioner and looking for reduced entry into football grounds if I'm still going to them I know others that claim to be pensioners when they're not.

Terrible.

I'm a pensioner, i just don't receive any age related perks.

[Returnofrros]

Sorry curious, auld head kicking in but would you not be better deferring or transferring and deferring your pension if you are currently a high rate tax payer?

[Deeranged]

Sorry curious, auld head kicking in but would you not be better deferring or transferring and deferring your pension if you are currently a high rate tax payer?

I have no idea what that means. I think I heard that it can't be deferred? All I know is I get a lump sum in three years time then they start paying me every month. I want the lump sum because it pays off my mortgage and I'll then have extra money to divert to my pension pot.

I had intended Just punting the whole lot into my pension pot every year as a trade off against my salary but if there's a more tax efficient method I'd obviously really appreciate a point in the right direction. Would even buy you a pint for doing it - only one mind, I'm more or less a poor pensioner.

[Returnofrros]

I have no idea what that means. I think I heard that it can't be deferred? All I know is I get a lump sum in three years time then they start paying me every month. I want the lump sum because it pays off my mortgage and I'll then have extra money to divert to my pension pot.

I had intended Just punting the whole lot into my pension pot every year as a trade off against my salary but if there's a more tax efficient method I'd obviously really appreciate a point in the right direction. Would even buy you a pint for doing it - only one mind, I'm more or less a poor pensioner.

I don't take fees now....no licence and that would be a very naughty boy so any pint would be as a tolerable acquaintance.😁

I don't want to get into specifics but if you are a higher rate tax payer and don't need the income in 3 years but need the lump sum it maybe worth considering transferring.

You must obtain advice from a financial adviser if considering transfer, there's pros and cons Deeranged and most folks circs are unique to them, kids, wife, ex wife, partner, health, leaving an inheritance or not giving a flying, philosophy on life, employed or self employed etc etc etc..should all be considered.

If you ever need a skiffy to a couple of reputable ones, no problem.

Seen a lot of people lose a lot of money to hector inspector over the years.

Peliquins, penguins and the inland revenue can ahh stick their bills up their arse.

[Deeranged]

I don't take fees now....no licence and that would be a very naughty boy so any pint would be as a tolerable acquaintance.��

I don't want to get into specifics but if you are a higher rate tax payer and don't need the income in 3 years but need the lump sum it maybe worth considering transferring.

You must obtain advice from a financial adviser if considering transfer, there's pros and cons Deeranged and most folks circs are unique to them, kids, wife, ex wife, partner, health, leaving an inheritance or not giving a flying, philosophy on life, employed or self employed etc etc etc..should all be considered.

If you ever need a skiffy to a couple of reputable ones, no problem.

Seen a lot of people lose a lot of money to hector inspector over the years.

Peliquins, penguins and the inland revenue can ahh stick their bills up their arse.

Deal, can you give me a name for the best people to speak to via a PM?

[Returnofrros]

Deal, can you give me a name for the best people to speak to via a PM?

Yeah no problem, not saying they are the best but won't railroad anyone into doing something they don't want to.

And it's not an immediate problem.

[Returnofrros]

Deal, can you give me a name for the best people to speak to via a PM?

Done