Election Year or Fear!

[MadAmster]

We need to keep cash. I know of pub landlords who pay the card machine companies upwards of 6 grand a year. Then there's bank charges on top of that. If we all paid cash in the pub, that fiver would still be a fiver and not something like £4.70 for the landlord. He can buy, say, pie and chips with it and the chippy has a fiver. Chippy pays fiver to the barber for a haircut. The fiver is still a fiver. The banks and card machine companies haven't taken £0.90 in charges.

The fiver is still a fiver but the value has remained in circulation and bankers etc have earned zero. I like that. The landlord benefits to the tune of a fiver rather than £4.70 after charges. Same with the chippy. Same with the barber. Enough people pay with cash, prices might even be able to come down. Only a little, agreed. That, or price rises will occur later...

No cash would be great for banks and card machine companies. It would also, very likely, see the back of car boot sales, markets stalls, tips would end up in the pocket of restaurant owners and not in those of the staff, no giving to the homeless or buskers, no selling unwanted items for cash and HMG would soon be charging VAT on those sales, any privacy when buying anything would be gone, we'd be 100% reliant on having a power source and the internet to buy/sell anything. The tooth fairy would be out of business as well. Piggy banks would have no purpose.

[SithHappens]

If they just take card in pubs etc there is the benefit of not having to cash up, balance the books, make a trip to the bank, which is even harder these days.

All of that costs money.

[MadAmster]

If they just take card in pubs etc there is the benefit of not having to cash up, balance the books, make a trip to the bank, which is even harder these days.

All of that costs money.

Then why do all my landlord friends prefer cash to card?

[Geoff Parkstone]

Because cash can disappear on its way from the customers pockets to the official records held at the bank

[SithHappens]

Then why do all my landlord friends prefer cash to card?

I'd guess some will be down to location and type of pub, don't know but there has to be a reason lots only want card now. Having worked in retail balancing at the end of the day was a pain in the arse, I know had we just taken card it would have made the job much easier.

[SithHappens]

Back on winter fuel, speaking to a pensioner friend of ours this morning, she's been on her own 10 years now and I fully expected her to be one who still gets it, but she is just a few pounds a week over the amount where she could get pension credit so she won't get it.

She is really worried about the winter, has been given extra jumpers etc from family members.

I think the new government have rushed it in, agree with it being means tested but it seems like they maybe haven't done the legwork on working out the right measure.

[Trickytreesreds]

Back on winter fuel, speaking to a pensioner friend of ours this morning, she's been on her own 10 years now and I fully expected her to be one who still gets it, but she is just a few pounds a week over the amount where she could get pension credit so she won't get it.

She is really worried about the winter, has been given extra jumpers etc from family members.

I think the new government have rushed it in, agree with it being means tested but it seems like they maybe haven't done the legwork on working out the right measure.

Its outrageous. Pensioners credit then for her, works out at £11,343.80
Minimum wage is going up to £12.10 and 40 hour week = £25,160

Yet poor Doris, gets no heating help over that paltry pension and no doubt will be losing her single person council tax allowance and bus pass in the next budget. Party of the people my arse.
Meanwhile, the monkey driving a train, gets £80 k a year for a 4 day week.
Something seriously wrong here,

[Trickytreesreds]

People in glass houses and all that
Tick tock

https://news.sky.com/story/sir-keir-...sists-13215777

[SithHappens]

Sir Kier is definitely punching, his wife very much has a Vanessa Angel look about her (kingpin, spies like us)

Does it bother me she's had some clobber bought for her, not really.

[Trickytreesreds]

Sir Kier is definitely punching, his wife very much has a Vanessa Angel look about her (kingpin, spies like us)

Does it bother me she's had some clobber bought for her, not really.

Had the boot been on the other foot, I'm sure Herr Keir, wouldn't dream of mentioning Boris's wallpaper, or anything trivial like that? (whistling)