O/T:- Trump Presidency 2.0 [hic sunt dracones]

[Lullapie]

You may be right - one of the large Hucknall estates compared to Aspley! Maybe it was the decade difference.

My family bought a council house on Bestwood Estate in 1977. I believe that Bestwood was one of the estates targeted by the Tory government with regards to the 'Right to Buy' policy.

I can remember my mum having a list of 'available' properties, printed out on four sheets of paper and we travelled around looking at them. You don't notice a lot when you're young, but I remember thinking how bad some of the houses were on the list and considering Bestwood Estate was one of the better areas on there, says it all really.

However, it was a foot on the ladder and there were quite a few people living near us, who had also bought their council house. The difference was that they had been living in their house for many years. Ours hadn't been touched since it was built.

I always used to love Bulwell as it always seemed 'high-end'. Years later I moved to Hucknall and that's where I settled and played my football.

I came across a photo from my bedroom window taken just after we'd moved in. Bloody hell, it looked like a war zone.

[Lullapie]

One of the reasons for the crazy rise in house prices, is the massive, increase in population which hasn't been matched by house building.

The fact that some people were lucky enough to have been alive when opportunity knocked, seems to be a constant source of revulsion and jealousy to some here.

Another accelerant to high house prices is the availability of cheap money. Before I bought my first house, it was nearly impossible to get a mortgage (indeed credit of any kind). Then as the years have gone on, every mailer is an attempt to lend people more money.

I remember having to struggle to get my first mortgage because I was a business owner, plus being 22 years old didn't help either. There were no self-certificating mortgages then.

When my girlfriend (now wife) and I eventually managed to get a mortgage, the interest rates were really high. It was a form of financial slavery, but if you wanted to get on in life, the first thing to do was to buy your own bit of the world.

I was made to sign up for an endowment mortgage at 16 and had three, by the time I bought my first house. The Co-Op insurance salesman must have loved coming around our house.

Cheap money is the root of many evils. Some people can handle it and indeed flourish with the availability of it, but the vast majority struggle and never really manage to unlock the shackles. We were never taught at school about financial responsibility and only by making mistakes or being lucky and having people close to you to educate you on personal finance, do we come to terms with it.

[Med Pie]

Another accelerant to high house prices is the availability of cheap money. Before I bought my first house, it was nearly impossible to get a mortgage (indeed credit of any kind). Then as the years have gone on, every mailer is an attempt to lend people more money.

I remember having to struggle to get my first mortgage because I was a business owner, plus being 22 years old didn't help either. There were no self-certificating mortgages then.

When my girlfriend (now wife) and I eventually managed to get a mortgage, the interest rates were really high. It was a form of financial slavery, but if you wanted to get on in life, the first thing to do was to buy your own bit of the world.

I was made to sign up for an endowment mortgage at 16 and had three, by the time I bought my first house. The Co-Op insurance salesman must have loved coming around our house.

Cheap money is the root of many evils. Some people can handle it and indeed flourish with the availability of it, but the vast majority struggle and never really manage to unlock the shackles. We were never taught at school about financial responsibility and only by making mistakes or being lucky and having people close to you to educate you on personal finance, do we come to terms with it.

With the lure of it paying off your mortgage with a nice, hefty, bonus on top but, no mention that it depended totally on the success of the investment portfolio. This meant that not only were you not guaranteed that hefty, bonus, it wasn't guaranteed to pay up the mortgage either and in fact, I know a few people who had to remortgage to pay of the original loan because of this.

[i961pie]

By the time I moved into our current home I had 3 endowment mortgages. The first paid a healthy ?15,000
the second only ?3,000 and the third I cancelled and paid off my mortgage after being told at the end of the term I would still owe over ?2,000. How times have changed, mind you interest rates were often over 10% and even reached 15 for a short time.

[BigFatPie]

An Indiana man recently pardoned by President Donald Trump for storming the Capitol on Jan. 6, 2021, is dead after being shot by a sheriff’s deputy while allegedly resisting arrest.

https://fox59.com/indiana-news/jan-6...isting-arrest/

Who’d have thought pardoning a load of violent criminals wouldn’t end well?

[SmiffyPie]

An Indiana man recently pardoned by President Donald Trump for storming the Capitol on Jan. 6, 2021, is dead after being shot by a sheriff’s deputy while allegedly resisting arrest.

https://fox59.com/indiana-news/jan-6...isting-arrest/

Who’d have thought pardoning a load of violent criminals wouldn’t end well?

It probably won't for the Deputy. Trump will cry foul no doubt.

[Mapperleypie]

It probably won't for the Deputy. Trump will cry foul no doubt.

I doubt it. Releasing them for him was all about him being able to still say the 2020 election was stolen and they were somehow justified in their actions.

They have served that purpose for Trump and I suspect he no longer gives two shiny ones as it does not benefit him personally in any way.

[Lullapie]

With the lure of it paying off your mortgage with a nice, hefty, bonus on top but, no mention that it depended totally on the success of the investment portfolio. This meant that not only were you not guaranteed that hefty, bonus, it wasn't guaranteed to pay up the mortgage either and in fact, I know a few people who had to remortgage to pay of the original loan because of this.

I think I had five in total. The final two were pretty much useless - although I probably back what I paid in. The early ones were very good though.

[Lullapie]

By the time I moved into our current home I had 3 endowment mortgages. The first paid a healthy ?15,000
the second only ?3,000 and the third I cancelled and paid off my mortgage after being told at the end of the term I would still owe over ?2,000. How times have changed, mind you interest rates were often over 10% and even reached 15 for a short time.

You're right. Horses for courses. They were a very good idea initially then the finance market ruined them.

[Lullapie]

I doubt it. Releasing them for him was all about him being able to still say the 2020 election was stolen and they were somehow justified in their actions.

They have served that purpose for Trump and I suspect he no longer gives two shiny ones as it does not benefit him personally in any way.

What the lot of you seem to miss is that Trump pardoned 1,550 people when returning to office. Nearly 900 of those were for non-violent offences - mainly trespass. The conjecture was that he would only pardon those of the 6th January event that had committed non-violent acts, but Trump pardoned all of them. In fact all of those he pardoned had been convicted at trial.

However, compare this to Biden. He has pardoned more than 8,000 people. This is far more than any other President. Thousands of Biden's pardons were for serious criminals (murderers, pedophiles and people convicted of committing serious fraud). He has also given pre-emptive pardons to his family and many of his close supporters. Pre-emptive in the fact that they have been pardoned for acts that they haven't been charged or convicted of, but these acts might be discovered at a later date and the individuals may have had to give evidence against Biden. Many of Biden's pardons benefit him directly. As far as I can see, none of Trumps benefit him directly.

If Trump had done the same, those with TDS would be shouting from their keyboards that all of those he had pardoned in advance had DEFINITELY done something wrong and he was only pardoning them to protect himself.

Additionally, Trump let it be known, prior to the election, that he was going to pardon many of those involved in 6th January. He was voted in with a mandate. Biden did no such thing.

The big mistake that Biden made was that by pardoning those connected to the Biden dynasty, he took away their right to invoke the Fifth Amendment if they are called before a Congressional Hearing, thus forcing them to give evidence if subpoenaed.

They can't 'plead the Fifth' as they will have no chance of incriminating themselves being already pardoned. I'm looking forward to seeing how that will play out.

Biden and his advisors have changed the political landscape in the US in a very negative way. He has done things that no other President has ever done and his cronies not only ignore it, but go on to say that Trump was thinking of doing it first. That's how they explain everything away. 'Joe has to pre-emptively break the law to prevent Trump from doing it'.