O/T Investing

[gm_gm]

Thanks for the info gm.
My remarks " going the same way " was on a personal note. Lost 20% in 2008 and already lost 20% in the first two weeks. Realise it will recover just the timescale I'm dubious about.
May defer my drawdown for a while.

I understand your thinking, no one knows timescales how on earth could they? deferment is a good idea.

have you maxed your ISA allowance?